Budget for the bike and the first year.
Replace the example amounts with your current quotes. Set a line to zero when you already own what you need. All figures are in US dollars.
These are planning assumptions, not retailer prices. The tax estimate applies your rate to equipment only; use the seller’s final quote for actual charges.
Use the result to make a choice.
Try two complete setups, including the equipment each bike needs. If transport is optional, compare a ride-from-home plan before buying a carrier.
Read the full budgeting guide